Who doesn’t want to save money these days? The cost of home insurance has been on the rise but that doesn’t mean you have to always keep paying more. Take the time to examine your policy and see if there are some ways to save some money. Here are some suggestions on how to look for ways to gets the best rates possible:

  • Shop around. Get at least three quotes.
  • If you can afford it out some money in the bank and instead raise your deductible. The higher your deductible, the less premium you’ll have to pay.
  • Combine your policies. Some insurance companies will reduce your premium up to 15 percent if you have at least two policies (home and auto for example) with their company.
  • Look for discounts. Some insurance companies offer discounts for installing smoke detectors, burglar alarms and dead-bolt locks. Ask about what types of discounts the company offers some insurers even offer discounts for a sprinkler system and a fire and burglar alarm that rings at the police, fire or other monitoring stations.
  • Be a loyal customer. Many companies offer discounts for longer-term customers. Compare prices against other companies once in a while.
  • Review your policy and the value of your possessions often.

 

Cold and flu season are here, there are some ways to prevent getting sick and they can come from simply changing your diet. It may not be an apple a day keeps the doctor away but there are some foods you can add to your diet to keep the cold bugs at bay.

Acai Berry

Acai berry’s dark color signals that it is high in antioxidants called anthocyanins. Antioxidants help your body fight aging and disease. Acai berries are usually found in juice or smoothie form, or dried and mixed with granola.

Almonds

Just 1/4 cup of Almonds has almost 50% of the daily recommended amount of vitamin E. Vitamin E helps boost the immune system. Almonds also contain riboflavin and niacin; B vitamins that may help you bounce back from the effects of stress.

Grapefruit

If you are looking to boost your vitamin C intake, grapefruits are a great way to fights off colds and flu. Grapefruit is also packed with flavonoids. Flavonoids are natural chemical compounds that have been shown to increase immune system activation.

Wheat Germ

Wheat germ contains zinc, antioxidants, and B vitamins among other vital vitamins and minerals. Wheat germ has fiber, protein, and good fat. You can substitute wheat germ for some part of regular flour in baked goods and other recipes. You can also mix it in with breadcrumbs in meatballs or meatloaf.

Oysters

When you hear oyster you think aphrodisiac but oysters are also known as immune boosters. Oysters contain the mineral zinc. Zinc has an antiviral effect, which aids in healing wounds.

Cabbage

Cabbage is a fantastic source of immune-strengthening glutamine.  It is easy to add cabbage to soups and stews to boost nutritional value.

Watermelon

Also containing the powerful antioxidant glutathione is watermelon. Glutathione is found in the red pulpy flesh near the rind.

Elderberry

Rich in antioxidants, elderberry is thought to fight inflammation. The extract from these dark berries appears to block flu viruses in test tube studies.

Button Mushrooms

Mushrooms boast the mineral selenium and antioxidants. Boosting selenium levels help to fight off severe flu symptoms. The B vitamins riboflavin and niacin, also found in these mushrooms, play a role in a healthy immune system.

 

 

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